Financial Planning Investment Planning Investment Tax Planning Estate Planning

What is estate planning?

By definition, estate planning is a process designed to help you manage and preserve your assets while you are alive, and to conserve and control their distribution after your death according to your goals and objectives. But what estate planning means to you specifically depends on who you are.

Your age, health, wealth, lifestyle, life stage, goals, and many other factors determine your particular estate planning needs. For example, you may have a small estate and may be concerned only that certain people receive particular things.  A simple will is probably all you'll need.  Or, you may have a large estate, and minimizing any potential estate tax impact is your foremost goal.  Here, you'll need to use more sophisticated techniques in your estate plan, such as a trust.

We review your estate plan in the context of your current circumstances and recommend changes, if necessary.  We work with other estate planning professionals, including attorneys, who will assist you to implement your estate plan.  The professionals we work with are avaialble to meet with you in our offices so that you don't have to waste your valuable time.

As part of our service, we prepare an Estate Organizer that consolidates your important estate planning documents as well as a document map that your loved ones can use in the event that you are incapacitated or otherwise unable to handle your affairs.  Included in the organizer is a strp by step guide to probating an estate.



Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge does not provide tax or legal advice.  Financial planning services offered through Andover Advisory Group, a Registered Investment Adviser.  Andover Advisory Group and Cambridge Investment Research, Inc. are not affiliated.